but still freaking out a bit. Going back to school is such a huge decision when you have 2 other lives that depend on you to live--it's crazy! Here is the update: I am leaning toward still going to school. I emailed my parents last night to see if they would 'endorse' me on a GradPlus loan. I haven't applied yet but I know that they are going to ask for it. I have a friend who is helping me get a part time job at a coffee shop--not optimal and @ minimum wage it's about half the $ per hour that I make now but it'll supplement whatever the loans don't cover--I could check with some of the retail optical locations in the area to see if they are hiring for part time help--I kinda want something that will give me ~20hours b/w the afternoon/evenings and weekends that the kids are gone--optical would mean larger payscale--so less hours needed...I wouldn't be able to start at any of those types of places until after I quit my current job (conflict of interest!!)
My plan is to start my 1L year with all the loans to cover my bills and work just to supplement my income from the loans--after the first term I will probably figure out what is going to work for me and if it works out that I didn't really need the GradPlus loan I can adjust things after this first year. Right now my Stafford loan will only cover tuition so I definately need need SOMETHING to supplement my income--it's rough not having a husband to help with general bills!
My daughter was asking me about night or weekend classes but doing that and working full time--I would never see my kids and I would never have time to study. I know that for undergrad I was tired all the time while working full time and taking classes full time and trying to raise the 2 of them, I can't imagine doing that again with law school--a much more demanding program! I would still have to find another job--I work my current one until b/w 6-7 on the nights I don't have kids--if I was taking classes those evenings they would begin @ 6pm--it wouldn't work with my current schedule. If I have to find a new job anyway I may as well have the schedule that I think will work best for me. I really just want to work part time and go to school semi-part time--I am signed up for what the school calls their 'extended program'--it's still considered full time for loan purposes but it's the 4 year program--so less classes each term, 3 terms a year for 4 years. If I take 3-4 classes each term I'll be done in 3 years so I think I'll start out in the extended schedule and see how things go--if I can add an extra class here and there to be done in 3 years it'll all be worth it and it's less loan money spent on living expenses!
I hope my parents agree to endorse me on the GradPlus loan...I really want to make a final decision so that I can give notice at work or talk to them about part time opportunities here...